Small Business Investment

October 13th, 2020 by admin No comments »

Every business can use a helping hand financially, from the big to the small. Many investors will avoid infesting in small businesses because of the lack of security involved with them, but there can be great profits to be made with this kind of company if you know what to look for. Choosing the right business to invest in will make all the difference in determining whether your money turns to profit or not. Here are some tips that should help your small business investment go as smooth as it possibly can.

When you first get involved with small business investment, you may want to steer clear of new businesses. Even if they sound like they will be amazing to work with, there is just going to be too much risk involved with a new business for it to be worth your time. After you know your way around investing a little more, you may look into putting money into an up and coming business, but not until then. You need to be able to make wise decisions about your money, and that may only come with experience. Focus on established small businesses before you do anything.

Once you have selected an established business to invest in, you may want to have a look at their business plan to see what the goals are for the future. As an investor, you should have a say in what goes on with the financing for the business. If you feel that there would be better ways for your money to be spent, be vocal about that. Then you can make sure that the small business has a chance of succeeding beyond where they are right now. If you are not able to put forth your opinion about the business financing, then you need to go somewhere else with your money.

It is always a good idea to choose businesses in markets that are expected to grow rather than decline. While you cannot predict how the market is going, it would be illogical to invest in DVD players over Blu-Ray players nowadays based on what people are starting to buy. The same comparisons hold true in almost all markets, so just be safe about throwing money into a company that is headed down the wrong path. You can trust your instincts for a lot of this process, and ultimately you should be able to see profits from your small business investment.

Small Business Investment Companies

September 25th, 2020 by admin No comments »

SBIC’s are very viable alternatives to companies that are too big for individual investors to small for venture capitalists. As such, you should contemplate working with these private investment firms in lieu of working with an individual funding source. Angel investors love to work with businesses that are already profitable. The capital you receive does not require that you give any equity to a third-party investor. There are number of differences between working with angel investors versus working with SBICs. When seeking private investment, you will need a well developed cash flow analysis which is often more important than your profit and loss statement. If you’re seeking to acquire real estate may be in your best interest to work with the small business administration rather than a private funding source or SBIC.

If your business is not recession proof, then you may have a significant amount of trouble obtain the capital that you need from an angel investor or SBIC. You should sharpen your ability to convey your idea to any potential funding source so that they can clearly understand exactly what you intend to do with their capital, and this is especially true if you intend to work with a small business investment company.

Businesses that are economically you can use some recessions, such as medical businesses are particularly popular among angel investors. Before seeking outside capital, you should always consult with a certified public accountant. SBA loans, unlike equity, requires monthly repayments of principal, which may be a good alternative than selling a substantial equity stake in your business to a third party.

Preferred shares typically do not allow angel investors to have a say in the ongoing management of your business, but this type of financing is usually very expensive. SBICs may seek a provide you with both debt and equity capital. It should be noted that a private investment firm can fire you at anytime. Angel investors usually ask for less equity than a small business investment company. Your business plan, especially that’s going to be presented to an angel investor or SBIC, should be a scientific document that showcases why this is a good investment for the individual financier.

Your CPA will be able to provide you with all the necessary information related to the cost of the associate with the capital that you are seeking. Finally, it should be noted that small business investment companies are licensed and regulated by the Small Business Administration. As such, you will have a significant ability to negotiate with these firms on an ongoing basis.

Property Portfolio Business Investment Loan

August 10th, 2020 by admin No comments »

The ability to invest or not invest in your property portfolio may perhaps be essential to future growth, development and the overall success of your business. A property portfolio business investment loan, maybe available to customers seeking to borrow amounts in excess of £25,000. Loan of up to £250,000 are available A business investment loan is a good tool to fund expansion and offers investors a simple and flexible way to fund planned growth in their core business. The investment is typically assured against other property investments or capital but options for unsecured funds may also be possible.

A business investment loan works by providing loans suitable for individuals or companies owning freeholds or leaseholds on existing properties from which they either invest or operate (i.e. owner-occupied commercial property). An example of where this may benefit a property portfolio is that it can enable individuals or businesses to purchase fixed assets either for business purposes. Other examples maybe where the portfolio purchases business premises on owner-occupied basis, or assists to acquire businesses that complement the existing activities of the company. Second home loans also operate in a similar way, where they support investment in second properties by using collateral locked up within existing properties.

The benefits of a business investment loan are numerous and include; Flexibility – where investors have ability to use free equity in their property portfolio to invest in their business. Choices – where a range of flexible repayment options may be available to support such investments. Adaptability – where loan repayments are adapted to suit the cash flow needs of the property portfolio. Manageability – where investments are easier to manage and planning for budgets and future expansion are controlled with options for fixed interest rates to protect against interest rate hikes. Other benefits include interest only options from 1 – 25 years.

Important elements to consider when applying for business investment loans.

1) Understand the variable and fixed rates available to your investment – it maybe in your interests to search around or negotiate the best deal which maybe fixed, flexible or a combination of the two.

2) Determine the length of your loan. The maximum period is typically 25 years. In specific cases in may be in your interests to pay off the balance early e.g. to use profits. If this is the case then carefully consider the risks of redemption penalties.

3) Understand the types of repayment and select the most appropriate to your investment. Two types of repayment typically appear a) Interest only b) Capital and interest. In the latter the loan is cleared off whereas with the former the original loan value or capital value is still outstanding at the end of the finance.

4) Consider alternative sources of finance e.g. Secured loans, Second home loans. Consider the interest rates, flexibility, simplicity and control of these investments against business investment loans.

5) Consider the fees for setting up a business loan versus other forms of secured loans. Business loans tend to be more expensive and also require larger collateral than home loans. Always measure and compare the different sources of finance and consider all elements in the costing of the loan and not just the monthly repayments.

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In summary, property portfolio business investment loans are available through many banks and financial institutions. The bigger picture of loan costs should be considered in the equation to understand not only monthly repayments but also short term and long term costs overall. Carefully compare other sources of finance before negotiating and agreeing loan terms.

6 Business Investments Every Entrepreneur Should Do to Achieve Success

March 11th, 2020 by admin No comments »

How my Growing up on a Farm Fostered The Truth About Building a Business that Will Save You Wasted Time, Money and Effort in the Long Run

When I was 9, our family moved from Vancouver to a 10-acre farm in Bradner. The shock of moving from a city to a farm was definitely felt by all of us but for my Dad, it was his dream of being a farmer coming true.

We were all put to work, much to my brother’s and I chagrin. Mom and Dad continued to work full time in Vancouver so their day meant getting up very early to feed the cattle and milk our cow, Emma, before driving the hour long commute.

When they returned, the evening chores were done in between getting the old farmhouse in working order. Installing a hot water tank was Dad’s top priority!

To say they were truly invested in making a go of it was an understatement with that kind of commitment.

Last year, due to health reasons, my Dad had to sell the farm and let’s just say his return on his investment was immense.

Thinking back at the hard work and sacrifices we made in getting the farm operational got me thinking about how I developed a strong work ethic and built my own business, as a result from that experience.

Of course, we aren’t a farm but similar principles apply when wanting to protect your business investment.

Here’s 6 investments you should make in order to protect your own business investment:

1. Invest in Your Commitment

Just like my Mom and Dad, you need to invest your time be truly committed to your business in order to see success. Be “all in” and not let any excuses get in the way of doing what needs to be done.

If it means getting up an hour early so you can get your family needs taken care of first before heading to the office, then so be it. And if it means not watching TV at night and instead working on your business priorities, then do it.

Take the “No More Excuses” approach and your business will soar.

2. Invest in Your Brand

Your brand is not just a logo but is the overall “essence” of your business. It encompasses how you present yourself to the public by way of appearance, how you behave, how you speak and how you “are”. Your brand is also the quality of product of service you provide.

The visual representation of your business is also a big part of a brand. This is where a professionally designed logo is a must but also everything else that is viewed by the public such as your website, your marketing materials, your social media platforms and even your business card.

Your brand can literally make or break your business success. When all factors are put together, a brand will produce either a positive or negative impression on your potential customers. So a proper investment in your brand is vital for business success.

Just like when Dad would take his steers to auction, other farmers were judging him based on what they see and use that to determine if he was trustworthy to purchase from or not.

3. Invest in Yourself

I meet a lot of entrepreneurs who are very hard on themselves for not knowing everything they “should” while running a business. In fact, many secretly are just waiting to be called out as being a fraud.

The truth is, no one knows EVERYTHING! It’s impossible to live up to that kind of expectation; however, it IS important to invest in yourself when it comes to staying on top of what’s happening in your industry.

Whether it’s learning about new grain mixtures to feed to cattle like my Dad did or staying on top of the latest technologies that support your business, there always needs to be room for this kind of investment in your business.

4. Invest in a Professional Website

Well you knew I was going to add this in, right? Just like it’s important to invest in your brand, your website is a crucial investment that must be taken seriously.

Since your website is literally your sales presentation that’s working on your behalf 24 hours a day, 7 days a week, it must be given the attention it deserves.

It is definitely required to have a unique, professionally designed and built website that is mobile friendly so anyone can easily access the information needed regardless of device used.

Dad would never be able to operate the farm if his barn wasn’t functional and the cow’s needs were not met due to him wanting to cut corners and build a shack instead.

Don’t have a shack for a website, invest in a proper one that will represent you professionally and get you the results you need.

5. Invest in SEO

Having a website isn’t enough. Just because you built it, doesn’t mean anyone knows it exists so you must implement search engine optimization strategies to drive qualified traffic back to it.

By qualified, I mean getting it in front of your ideal target audience – the ones that are prime to do business with you.

Dad didn’t have the convenience of the Internet back then to sell his livestock but he knew the importance of placing an ad in the local newspaper on a weekly basis. Attending auctions and getting visible in front of local farmers was his version of SEO so people knew of what his offerings.

Find a qualified SEO specialist to help you with this. This is one area where investing in your knowledge might not be ideal unless you are a web developer. There’s a lot of know-how involved in building and optimizing a website so it performs ideally for you so let an expert help with this.

6. Invest in Marketing

No matter how much you implement the Law of Attraction and meditate about the success of your products or services, you must market them in order to get sales.

Many entrepreneurs find this part difficult to do – it feels sleazy to them and inauthentic. I beg to argue. No one is saying you have to be a pushy sales person that lies and scams people in order to make a sale.

But what you DO need is to create a consistent marketing plan that will build your reputation as someone who is knowledgeable in your industry, nurture prospects into trusting you and creating easy methods for people to buy from you.

Luckily for Dad, big auction houses took care of all the marketing for him and other farmers but if none of that marketing happened, they wouldn’t be in existence. People have to know you exist and what you have to offer in order you’re your business to succeed.

Are you willing to follow these 6 business investments in order to achieve your dream of success?

Susan Friesen is the founder of eVision Media, a boutique web development and Digital Marketing firm of over 15 years that specializes in designing, building and marketing professional, unique websites for entrepreneurs, businesses and organizations.

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Marketing, Promoting and Advertising Your Business

February 28th, 2020 by admin No comments »

One thing that goes without saying in today’s business world, is that regardless of the nature of your home based business, a website is an absolute MUST. Whether you have a product or service to sell, whether local or global, your business will go nowhere fast if you don’t have an online presence. If you need internet marketing help, you’ve landed on the right article. I’ll give you some home based business marketing ideas that will help you promote your business successfully.

The first step is choosing a domain name and getting it registered. You can build your own website (if you have the time) and host it yourself or you can have everything done by another company (if you have the money). Either way, you have many options and tools at your disposal that can align with your business plan and budget. Also note that you can still start your own home based business even if you don’t have a product or service to sell. There are thousands of individuals and companies that have products you can sell for them while earning a commission, called affiliate marketing.

Of the many business marketing strategies known to man, internet marketing is, hands down, the best strategy to use for promoting a home based business as it is the cheapest method and has the potential for reaching millions of people all over the globe. Driving traffic to your site through online resources is like killing two birds with one stone. You can tackle print advertising by writing articles and publishing them to directories and ezines and by submitting ads to the many available (and most of them free) classified ad sites. Online media advertising encompasses writing press releases and distributing them to press release sites. One of the biggest and most popular online advertising trends today is via social media advertising through sites such as Twitter, Facebook, and LinkedIn where you build relationships with your customers. Forums and communities are also great ways to build relationships which helps promote your home based business in the long run. Simply Google your market or industry with the word ‘forum’ or ‘community’ behind it and search for one or two that seem to be the best fit for you.

All of these methods of online advertising contribute to search engine optimization (SEO), which is to say improving your online visibility and escalating in the search engines like Google, Yahoo and Bing. Your goal is to claim the #1 spot in the organic search results (the results on the left, not the right side which are paid ads). This is where your traffic will come from. If you are 800 in the list of search results, no one is ever going to see your site because very few people have the time or patience to scroll through 800 search results. Research shows that people typically won’t even scroll past 4 or 5 search results, let alone 800.

Can you grasp the importance of internet marketing for any business? If you are new to the internet marketing phenomenon and don’t know exactly where to start, there are many great programs or systems online that walk you through every aspect of marketing your online business. A lot of these systems were created by online entrepreneurs who have spent thousands of their own dollars trying to figure it all out over the years and finally DID. Their sacrifices have made it easier for newbies to become successful at their own online home based business. If you are new to running your own home based business, I recommend you find a great system (do your research, read reviews, ask questions in forums) and start marketing your home business from there. Don’t waste the time and money that so many of us have in going it alone, without a proven system, as it will just set you back further and hinder your progress.